Every kind of agent, clearly labeled.

Short-term health insurance

short-term limited-duration plans · renewable short-term plans where allowed

For: between jobs, between other coverage, need something fast

COBRA continuation coverage

COBRA continuation of a former employer plan · state mini-COBRA where it applies

For: just lost a job, want to keep the exact same plan

Marketplace special enrollment

ACA Marketplace plans via special enrollment · subsidy-eligible coverage

For: lost job-based coverage, missed open enrollment, want ACA-compliant coverage

New-job waiting period coverage

coverage during a new employer's waiting period · short-term bridge plans

For: starting a new job, benefits haven't kicked in yet

Bridge & gap coverage

gap coverage between any two plans · coverage while waiting on a spouse's or family plan

For: waiting to join a family or group plan, career change, early retirement before Medicare

Temporary travel medical insurance

short-term travel medical plans · coverage for trips abroad · expatriate temporary coverage

For: traveling out of the country, living abroad temporarily

Fixed indemnity insurance

fixed indemnity plans · per-event cash benefits

For: want a low-cost supplement, filling a coverage gap with a fixed-benefit plan