Start with what you’re living with.

Between jobs

temporary coverage while between employer health plans

Starting a new job

coverage during a new employer's waiting period

Waiting to join a spouse's or family plan

a short bridge until they're eligible on someone else's plan

Young adults aging off a parent's plan

short-term coverage until they enroll elsewhere

Early retirees not yet on Medicare

bridge coverage until Medicare eligibility

Travelers & expatriates

temporary medical coverage while out of the country

Self-employed & gig workers

flexible temporary coverage between contracts

People who missed open enrollment

a bridge until the next Marketplace enrollment window